American Income Life – The ‘C’ Word

Cancer – it’s the word none of you want to hear when you or a loved sits across the desk from your doctor. Cancer is a serious problem in this country. According to the American Cancer Society’s Cancer Facts & Figures 2012, cancer is the number two cause of death in the United States, exceeded only by heart disease. ACS also reports that over the course of a lifetime men have slightly less than a one in two chance of developing cancer, and woman have slightly more than a one in three chance of developing cancer.

Cancer does not discriminate; it strikes men, women, and children of all ages and from all walks of life.  Dealing with cancer is difficult physically and emotionally for the whole family, but it can be devastating financially. If you are the primary wage earner and are diagnosed with cancer and unable to work, do you have the financial resources to maintain your lifestyle while you recover? Do you have the financial resources to cover a mortgage payment, food, childcare, and utilities without a regular paycheck?

American Income Life’s Supplemental Cancer Plan can help alleviate some of the financial burden you may face if you can’t work. When you don’t worry about how to pay the bills, you can concentrate on recovery and getting back to living! Go to www.ailife.com to learn more.

American Income Life, for When the Unexpected Strikes

Everyone knows someone … a family member, friend, coworker, neighbor … who has suffered a critical illness. No one is immune from its possibility, regardless of age. Like accidents, a critical illness can strike without warning, and its financial repercussions can be devastating.

Here are a few statistics that indicate why a critical illness policy may be just what the doctor ordered.

• Heart disease is the leading cause of death in the United States and a major cause of disability.
• Cancer is the second most common cause of death in the United States and accounts for nearly one of every four deaths.
• Stroke is the third most common cause of death and, like heart disease, is a major cause of disability.
• Every 34 seconds an American has a coronary event, and every minute an American dies from one.
• In the US, men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women, the risk is a little more than 1 in 3.
• Lung cancer accounts for more deaths than any other type of cancer in both men and women.
• About 1,638,910 new cancer cases were expected to be diagnosed in 2012, and about 577,190 Americans were expected to die of cancer … more than 1,500 people a day.

But you can be prepared. A lump sum critical illness policy from American Income Life can help relieve some of the financial trauma a critical illness can create.

Sources: American Cancer Society: Cancer Facts & Figures 2012; American Heart Association, Heart Disease and Stroke Statistics 2013 Update

Help Protect Your Financial Future at American Income Life

Family security is American Income Life’s number one priority

Life is uncertain, so we want to live every day with enthusiasm and energy. But that’s not always easy for a cancer patient. The disease itself, chemotherapy, and radiation often leave a patient mentally and physically drained. If the patient can’t work during treatment, there may be the added worry about how to pay the bills.

According to the American Cancer Society:

– Approximately one in two men and one in three women will get cancer in their lifetime.
– 65 percent of cancer-related expenses are not covered by regular health insurance.

People think of cancer-related expenses as the costs for CT scans, PET scans, blood tests, chemotherapy, radiation, etc. But those are just part of the costs of cancer. How will you pay for travel, meals, and lodging if you need to seek treatment at a facility far from home? How will you cover the mortgage, utilities, groceries, car payments, etc., if you are unable to work? A cancer policy can help to ease those financial concerns.

Most American Income Life cancer plans are designed to pay a lump sum cash payment for the first written diagnosis of cancer. Generally, benefit options range from $10,000 to $50,000. Benefits are paid directly to you with no restrictions on how you spend the money and are paid in addition to any other insurance you have.  Pay bills or take a much-needed vacation. It’s up to you!

If you agree it’s time to protect yourself and the ones you love from the financial effects of this dreaded disease, American Income Life can help.